At CreditorControl, our mission is to strategically repopulate the financial sector with a robust network of private lenders—reintroducing competition as a necessary check on the dominance of Canada’s major financial institutions.
As CEO, financier, and investigative journalist, I’m leading a coordinated effort to challenge the monopolistic stronghold that enables banks to manipulate markets, offload risk through opaque securitization practices, and erode consumer rights.
We believe a decentralized lending ecosystem isn’t just healthier for the economy—it’s essential to restoring balance, transparency, and accountability across the financial system.
By empowering private capital and defending the rights of borrowers, we’re not just advocating reform—we’re building the infrastructure to replace what’s broken.
This is a financial correction, not just a protest. The goal is clear: keep the banks in check, and bring the financial power back into the hands of Canadians
We don’t just settle your debts—we protect your credit score and provide private lending solutions when needed. It’s a comprehensive, three-part strategy designed to support long-term financial recovery:
At Creditor Control, we go beyond traditional credit help. Our unique approach is built on over 15 years of experience, legal knowledge, and consumer advocacy. Here’s what makes us different:
Legal recourse against false credit reporting
Deep understanding of how financial institutions trade debt
Experts in your legal rights when debts are sold
Over 15 years of challenging creditor documentation and protecting credit
Our mission is driven by the 2008 housing crisis and unfair banking practices
A completely risk-free service model
All creditor conversations are recorded and provided to you
Most Canadians don’t know that:
Banks routinely sell your debt to third parties without notifying you
Assignment clauses in original agreements give you the right to request verification
Creditors must provide legal proof of debt ownership upon request
Most creditors cannot provide the required chartered accountant affidavits
If they damage your credit without proving ownership, you can sue them
This documentation gap gives you the negotiating power.
“Assignment of Our Rights: We may, at any time, sell, transfer or assign any or all of our rights under this Agreement. If we do so, we can share information concerning your Account with prospective purchasers, transferees or assignees.”
All major banks (RBC, TD, Scotia, BMO, CIBC, etc.) can sell your debt at any time without your consent
They routinely share your private financial information with debt buyers
Once sold, the original bank may no longer legally own your debt
The new debt owner must prove legal standing to collect
If they report negative credit without proof, that’s false reporting
Most debt buyers cannot provide the required documentation
Legal Standing: Creditors who can’t prove ownership shouldn’t report to credit bureaus
False Reporting Defense: You can sue creditors who damage your credit during disputes
Documentation Strategy: We document your good faith efforts to resolve the debt
Credit Restoration: We help remove illegitimate negative marks
Dual Protection: Reduce your debt and protect/restore your credit at the same time